Buying a home or land
Make sure you have the right REALTOR® to represent your interests when buying or building a property. Call Valerie Kleinman and Holly Nikolich to have on your side agents who have exceptional reputations, will listen to your goals, and will work for you to meet all your real estate needs.
Don't be fooled by piecemeal, low cost, or situations where you are passed off to a random individual. Choose Valerie and Holly for an exceptional, personal and professional real estate experience. You will partner with both Holly and Valerie as a cohesive team to achieve your results.
Purchase your home or land in easy steps with great communication and our support all along the way:
1. Call Valerie and Holly to help determine your wants, needs, and timeframe
2. Talk to lenders for pre-approval and to get familiar with your lending options
3. With Holly and Valerie, preview and choose a house or land
4. With Holly and Valerie, write an offer, negotiate, and get under contract
5. Shop and choose lenders and loan products
7. Get homeowners insurance
8. Inspection: review health and safety issues with a licensed home inspector
9. With Holly and Valerie, work with a title company for a successful closing
Mortgage payment estimate
A very general rule of thumb when determining how much your mortgage will be is to add $6.75 for every $1,000 of the home cost, and then to this figure add 14 percent of that subtotal for taxes and insurance to equal your estimated monthly payment.
Build your dream home or buy new construction
Call Valerie and Holly to find the best developers, private builders, and available land, 719-351-2393.
Thinking about relocating? Across town or across country, call Valerie and Holly to help in your home purchase process or to touch base with a REALTOR® in your new town.
Real estate tips
Tips whether it's your first home or tenth investment property
► Real estate ABC.com calculators
>> Own versus rent calculator
>> Cost to own calculator
>> Mortgage payment calculator
>> Range of purchase calculator
>> Affordability/qualifier calculator
>> Cost of living calculator
>> Salary calculator
► Things not to do before purchasing a home
► Free credit reports
► Buying a home with resale value
► Real estate definitions
► The purchase contract
► Getting ready to sell
► Types of listing contracts
► Showing your house to home buyers
► What's the difference between Square Feet, Finished Square Feet, and Total Square Feet?
"Home remains the most popular and the most enduring of all earthly dreams and establishments." Channing Pollock